Cover 100% of your costs, 100% of the time.

Renovations Are Hard.
Financing Them Should Be Easy.

Housetable makes your dream renovations possible by enabling you to borrow based on the after-renovation value of your home.

Check Your Rates
How much would you like to borrow?
10k
Amount
$
400k
Calculate Monthly Payment
Welcome to Housetable

Housetable – your ally in home 
renovation financing

Gone are the days of compromising on your dream projects just because you can’t get the funds. 
Housetable empowers you to fully realize your home's potential. We understand the unpredictability of renovation costs and are here to ensure you have the financial support you need to create the home of your dreams.

We make things easier

Forget everything you thought you knew about construction loans

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No Need To Refinance

Redo your home, not your mortgage. Housetable offers renovation loans without the hassle of refinancing.

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Completely Digital Completely Convenient

Handle every aspect of your financing from the comfort of your soon-to-be-renovated home! We offer a digital process that can be accessed entirely online.

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AI-Powered Precision

Our cutting-edge AI tailors your loan to your needs, ensuring the perfect fit. Experience a smart, seamless process that’s more custom than those new countertops.

No Need To Refinance

Redo your home, not your mortgage. Housetable offers renovation loans without the hassle of refinancing.

Completely Digital Completely Convenient

Handle every aspect of your financing from the comfort of your soon-to-be-renovated home! We offer a digital process that can be accessed entirely online.

AI-Powered Precision

Our cutting-edge AI tailors your loan to your needs, ensuring the perfect fit. Experience a smart, seamless process that’s more custom than those new countertops.

Our Lender Partners offer loans starting at $10,000 and as high as $400,000 with a variable rate.

Unlike traditional loans, Housetable Loans base your financing on the equity generated after renovations, not your home’s current value. This ensures you get the capital your project deserves through our select Lender Partners. Doesn’t that just make sense?

Check Your Rates
Features
Housetable Renovation HELOCs
Conventional Cash
 Out Refi
Conventional Home 
Equity Loan
Construction Loan
Loan based on the after-renovation value
No need to refinance
No in-person inspections

Receive a loan worth up to 90% of the AFTER-renovation value with repayment options of up to 30 years.

Our Lender Partners offer loans starting at $10,000 and as high as $400,000 with a variable rate.

Unlike traditional loans, Housetable Loans base your financing on the equity generated after renovations, not your home’s current value. This ensures you get the capital your project deserves through our select Lender Partners. Doesn’t that just make sense?

Check Your Rates
Features
Loan based on the after renovation value
No need to refinance
No in-person inspections
Housetable Renovation HELOCs
Conventional Cash
 Out Refi
Conventional Home 
Equity Loan
Construction Loan
Housetable Renovation HELOCs
Conventional Cash
 Out Refi
Conventional Home 
Equity Loan
Construction Loan

Receive a loan worth up to 90% of the AFTER-renovation value with repayment options up to 30 years.

Simple and Seamless

How it works

Apply

It starts with a simple online application. No piles of paperwork, 
no endless queues.

Renovate

With financing secured, embark on your renovation journey. Whether it's a cozy attic conversion or a full-scale kitchen remodel, we've got you covered.

Dynamic Approval

Our cutting-edge technology assesses your needs, offering loan options that match your project's scale.

Proud Partnerships. 
Peace of Mind.

We work with trusted institutions like Patelco Credit Union, Flagstar Bank, and Tower Federal Credit Union. These partnerships are at the heart of our ability to offer you robust and reliable home renovation financing. Together, we're committed to bringing your renovation dreams to life, backed by the trust and expertise of industry leaders.

Real stories. Real SUCCESSES. Real dreams come true.

Join the customers who've already used
Housetable to transform their projects
and businesses

Ready to elevate your home renovation project?
Start your one-step application and experience the Housetable difference today!

Check Your Rates

"Without Housetable, we wouldn’t have been able to complete our renovations. Full stop. They were a total lifesaver. They got our vision for a green reno right away. Everything was done online – so smooth and easy."

Liz and Jordan
Homeowners

“Just wanted to give a shout-out to Housetable. Our home makeover was hitting roadblocks with the usual bank stuff. Then Housetable comes in, and boom! We got the funds to go all out on our kitchen. Game-changer? Heck yeah!"

Mike & Jenna
Homeowners, loving their new kitchen

"In our city’s competitive construction scene, differentiation is key. Partnering with Housetable has empowered my clients to pursue ambitious projects, elevating my business. Their innovative financing solutions translate into more significant projects and satisfied clients."

Carlos Ramirez
Housetable Contractor Partner

Hey, Contractors - We’re Talking To You!

Smart contractors use Housetable to stand out from the crowd. 
We allow you to offer your clients the financing they need to say 'yes' to bigger projects.

By partnering with Housetable, you empower your clients to expand their vision, turning 'maybe one day' into 'when can we start?’ Our unique financing solutions mean you can take on bigger projects and close more deals.

Learn More

Hey, Contractors - We’re Talking To You!

Smart contractors use Housetable to stand out from the crowd. We allow you to offer your clients the financing they need to say 'yes' to bigger projects.

By partnering with Housetable, you empower your clients to expand their vision, turning 'maybe one day' into 'when can we start?’ Our unique financing solutions mean you can take on bigger projects and close more deals.

Learn More
Housetable has partnered with Patelco Credit Union, a leading credit union providing loans in California
Apply with Patelco
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© 2024 Housetable Inc  - NMLS #2620509
Housetable is not a lender. We have partnered with lenders that use Housetable's technology to efficiently provide Housetable Loans. These loans are arranged through our partner third-party lenders. In California, we operate as Housetable Operations Inc.